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Microenterprise
Loan
Microenterprises are projects or businesses in the fields of trading, manufacturing, services and dairy farming that lead to livelihood improvement and income generation. These businesses are undertaken by micro-entrepreneurs who are either self-employed or employ few individuals.
Telenor Microfinance Bank strives to make the underprivileged sector prosperous by providing customer-centric financial services. To continue to this philosophy, Telenor Bank has designed Microenterprise Lending to economically uplift this sector.
1 ) MSME Sarmaya Qarza (Gold Backed Financing)
Benefits and Features
Borrower age limit from 18 years to maximum 65 years (at maturity)
Quick Turnaround Time
Financing Tenure available upto 12 months
Easy and convenient disbursal and repayment via Easypaisa Mobile wallet
Loan Amount up to Rs. 500,000
Bullet loan
Basic Documentation
- Digital Loan Application Form
- CNIC of Borrower
- Valid Shroff Certificate
- Customer Affidavit confirming Business Details
* Terms and Conditions apply
2) MSME Sarmaya Qarza Plus (Gold Backed Financing)
Benefits and Features
Quick Turnaround Time
Borrower age limit from 20 years to maximum 65 years (at maturity)
Loan Amount up from Rs. 500,001 to Rs. 1,000,000
Easy and convenient disbursal and repayment via Easypaisa Mobile walle
Financing tenure up to 12 months
Bullet Loan
Basic Documentation
- Digital Loan Application Form
- CNIC of Borrower
- Two Valid Shroff Certificate
- Customer Affidavit confirming Business Details
* Terms and Conditions apply
3) Unsecured Loans
Benefits and Features
EMI Loan
Loan amount available up to Rs. 500,000
Quick Turnaround Time
Equal monthly installment based loan
Borrower age limit from 20 years to maximum 65 years (at maturity)
Financing tenure up to 15 months
Basic Documentation
- Digital Loan Application Form
- CNIC of Borrower
- CNIC of guarantor
- Copy of utility bills to verify the business address.
* Terms and Conditions apply
